Document
›_ Black Mountain Financial
Lender submission · assembled from deal BMF-1033
Applicant / group
Riverside Holdings Pty Ltd · ABN 51 824 753 556 · director Daniel Rivers · property operators & developers.
Facility requested
$2,400,000 · Purchase · 75% LVR · 1st mortgage over commercial property ($3.2M).
Financials from Xero ✓
Revenue $1.0M · EBITDA $145k · Net $125k · +8% YoY.
Serviceability
DSCR 1.35× · ICR 2.1× · assessment buffer applied (property net income + business EBITDA).
Risk & mitigants
GST registered 4+ yrs · stable revenue · experienced director · clean conduct.
Recommendation
Recommended — within Thinktank Commercial Full Doc policy.
Figures illustrative · template: Lender Submission Notes